A scheme set up by an employer to provide retirement and/or death benefits to employees.
An occupational pension scheme that provides benefits based on accrual rate, pensionable service and pensionable salary.
The factor used to calculate benefits in a defined benefit scheme. For example, a scheme with an accrual rate of 1/60th, will provide 1/60th of pensionable salary for each year of pensionable service.
An occupational pension scheme that provides benefits based on accrual rate, pensionable service and pensionable salary.
Earnings used to calculate retirement benefits in a defined benefit scheme.
Length of qualifying time in a defined benefit scheme used to calculate retirement benefits.
A scheme that provides retirement benefits based on the build up of a 'pot' of money, accumulated through the investment of contributions paid by both the employee and the employer.
A collection of personal pension plans provided by an employer to its staff.
A type of defined contribution scheme. Provides retirement benefits based on the build up of a 'pot' of money, accumulated through the investment of contributions.
A type of personal pension plan, offering a low-cost and flexible alternative and which must comply with requirements laid down in legislation.
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What is your name?
What is your age?
Marital Status
Do you have any financial dependants?
How many?
Are you planning to, or in the process of, funding their education?
Are you employed or self employed?
Type of work
Enter your type of work:
Your annual income (or net relevant earnings)
Do you own a house?
Is it mortgaged?
Outstanding balance?
How long before it's repaid?
yearsDo you want to buy a house?
Any other loans?
How much debt?
As for pensions, are you:
A member of an occupational pension scheme?
Government or other Final Salary Scheme?
Defined Contribution Scheme?
Group Personal Pension (GPP)
Do you have any personal (including stakeholder) pension plans?
How many plans in total?
Roughly, how much is the total fund value in the above retirement plans?
What are your current financial priorities
Have you made a Will?
Disclaimer
The strategy which will follow is based on the information you have entered. This is merely a suggestion for your benefit and should not be interpreted as financial advice from Appleton Gerrard. For an in depth recommendation, email us your views on the suggested strategy and we will do our utmost to help you explore options available to you further.- You may wonder which one of our financial Strategies or financial Programmes would be relevant to you at any given time?
- The aim of this unique predictor is to allow you to "self diagnose" one of our Strategies, or Programmes, by answering a few questions about your finances.
- This could give you a clearer picture of where you are and what course of action you could do with following. Although you might like what it says, this must not be considered as financial advice.
- If you would like to discuss your predictions personally, we will be more than delighted to help you, once you get in touch with us.